The origin of the word bankruptcy can be traced back to Italy during the Medieval Period. In those days, when a businessman was unable to pay his debts, the practice at that time was to destroy his trading bench. From the term "broken bench" or "banca rotta" comes the word "bankruptcy".

Chapter 7 Bankruptcy

Offers general overview on chapter 7 bankruptcy and who should consider this chapter.

Chapter 11 Bankruptcy

Small Business Debtor" Like chapter 13 reorganization, this one is for those whose assets exceed the limits of a chapter 13. Normally used for business debt.

Chapter 13 Bankruptcy

Wage Earners Plan" primarily used for consumer debt. Allows debtor to restructure debt load into more manageable payments.

Bankruptcy: Long-Term Effects

Important considerations before deciding to file or not to file.

Bankruptcy Courts

Bankruptcy court links for all 50 states.

Bankruptcy Terms

Offers definitions relevant to filing bankruptcy.

Bankruptcy Filings

Offers the latest statistics for chapter 7, chapter 11, chapter 12 and chapter 13 petitions and yearly totals.

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Our mission is to show you how to stop foreclosure, discharge unsecured debt and discharge IRS tax liens with an emergency chapter 13 bankruptcy.
We believe that if you don't know your rights, you don’t know your options.

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